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***VA ASSUMABLE LOAN at 5.375***

Quietly tucked away in the gated community of Sanctuary Beach, this beautifully upgraded 4-bedroom, 2.5-bath home, built by Nadeau, offers the perfect combination of privacy, comfort, and coastal living. Residents enjoy exclusive community amenities, including a pool and a dedicated nature trail that leads directly to the waters of St. Andrews Bay, making it easy to enjoy the natural beauty that surrounds this unique neighborhood.

Inside, the thoughtfully designed floor plan features a spacious first-floor primary suite complete with a large walk-in closet and an oversized bathroom. The heart of the home is the stunning chef's kitchen, highlighted by an impressive 11-foot shiplap island, upgraded quartz countertops, a commercial-grade gas stove, custom-built hood, and an abundance of cabinetry with convenient pull-out wooden shelving for exceptional storage and organization. A half bath is conveniently located downstairs for guests, while the upstairs bedrooms offer generous closet space and plenty of room for family or visitors.

The home has been meticulously maintained and thoughtfully enhanced with interior shutters, gutters, annual HVAC servicing, an insulated attic for extra storage, a tankless water heater, and abundant storage throughout both the home and the two-car garage.

Step outside to a fully fenced backyard that has been beautifully landscaped to create a private outdoor retreat, perfect for relaxing or entertaining. Surrounded by mature landscaping and offering plenty of privacy, this outdoor space is just as inviting as the interior. Located close to the community pool, this home offers a lifestyle that blends modern convenience with the peaceful charm of Sanctuary Beach.

 Combining thoughtful upgrades, exceptional storage, and a prime location within one of the area's most desirable gated communities, this home is a rare opportunity to enjoy everything Sanctuary Beach has to offer.
#796711

Panama City

3522 Cottage Cove Lane

4 Beds

2 Baths

2,516 Sq.Ft.

$645,000

MLS#: 796711

This charming 3 bedroom, 1 bath home offers comfortable living with several recent updates throughout. Inside, you'll find new vinyl plank flooring that adds a fresh, modern touch to the main living areas. The kitchen has been updated and features a functional, efficient layout that makes great use of the space. A versatile bonus room provides flexibility and could easily serve as a dining room, home office, or additional living area. Recent improvements include a new electrical panel, adding peace of mind for the next owner. Outside, the property offers both an attached and detached carport for convenient covered parking. The fenced backyard provides space for pets, play, or outdoor enjoyment, while the storage shed with lean-to offers additional storage for tools, equipment, or hobbies. Located just minutes from The Baptist College of Florida, this home is a great opportunity for a primary residence or investment property.
#784119

Graceville

5392 College Drive

3 Beds

1 Baths

1,050 Sq.Ft.

$149,999

MLS#: 784119

Welcome to 8241 Cosica Boulevard, Navarre, FL 32566! This beautifully maintained 4-bedroom, 3-bathroom home offers 2,538 square feet of thoughtfully designed living space in the desirable Skyridge Estates community. Built by local and popular Whitworth home builder, this home combines an open-concept layout with spacious gathering areas and an abundance of desirable upgrades.

Step inside to discover beautiful maple hardwood flooring and tile flooring throughout, an inviting open-concept living area, dedicated dining room, breakfast nook, and a built-in office that provides the perfect space for working from home. The well-appointed kitchen features stainless steel appliances and granite countertops that continue into all three bathrooms, creating a cohesive and timeless feel throughout the home.

The Florida lifestyle truly comes alive outdoors. The screened-in pool features pool safety features and a heater, with the screened pool enclosure installed in 2021. The fully fenced backyard offers plenty of room for entertaining, outdoor gatherings, and relaxing by the pool. A 10' x 12' outdoor lawn storage shed provides additional storage, while convenient propane hookups make outdoor entertaining easy. For peace of mind and year-round comfort, the HVAC system was replaced in 2022, the roof was replaced in 2019, and the water heater was replaced in 2020. A 2024 Kohler whole-home generator is permanently installed and integrated into the home, providing dependable backup power when you need it most. An active termite bond is also transferable to the new owner.

The property offers a spacious two-car garage, an extra-wide driveway with plenty of parking, and excellent curb appeal. Located less than a mile from Navarre High School and conveniently close to Navarre schools, shopping, restaurants, multiple military installations, and Navarre Beach public access, this home puts everything you need within easy reach.

With its spacious floor plan, private pool, generous backyard, whole-home generator, and extensive list of updates, 8241 Cosica Boulevard offers the perfect combination of comfort, functionality, and Florida living. This move-in-ready home is ready for its next owners to enjoy!
#1009547

Navarre

8241 Cosica Boulevard

4 Beds

3 Baths

2,538 Sq.Ft.

$549,900

MLS#: 1009547

Bay Pont Golf Villa:  gated community, 2 bedroom, 2 bath furnished upstairs unit
#796715

Panama City Beach

4300 Bay Point Road 429

2 Beds

2 Baths

1,700 Sq.Ft.

$2,400

MLS#: 796715

***THIS IS IT! *** LOWEST-PRICED 3-BEDROOM COTTAGE ON THE MARKET IN HIDDEN DUNES *** UPDATED KITCHEN & BATHS *** PRIVATE DEEDED BEACH *** GATED RESORT ***

Vaulted ceilings, sun-filled rooms, a screened porch among the oaks and pines, and a private deeded beach inside a gated resort! Beach Cottage 221 is a 3-bedroom, 3-bath cottage-style condo at Hidden Dunes Beach & Racquet Resort in Miramar Beach, Florida, the quiet stretch of coastline just east of Destin, next door to Sandestin and about four miles from 30A.

The big-ticket updates are already done: the kitchen and both main-level baths have been renovated, and new plantation shutters run throughout. The rest of the cottage is ready for your own finishes, starting with new flooring, and it's priced to leave room for them.

In the living area, a high window near the peak of the vaulted ceiling brings in light above a full wall of custom built-in shelving. The kitchen has white shaker cabinetry with pull-out shelving, quartz countertops, a stacked-stone backsplash, recessed lighting, and a breakfast bar. Sliding glass doors lead from the living area to the screened porch, with room for outdoor dining under a new ceiling fan.

The primary and guest baths both have walk-in tile showers, new sinks and countertops, and comfort-height toilets. In the primary bath, the shower has a frameless glass enclosure, river-pebble accents, a built-in bench, and both rain and handheld shower heads, and the vanity has pull-out drawers under the sink.

Cottage 221 is an upstairs unit. That means high vaulted ceilings that fill the home with light and make it live large, and no one living above you, so the only footsteps you'll hear are your own. An exterior staircase leads up to the front door, and inside, a spiral staircase rises to the loft, which serves as the third bedroom and has its own full bath and closet. The loft has a vaulted ceiling, plantation shutters, and a ceiling fan. Two-panel interior doors and an updated laundry room with new doors and shelving round out the home. The stackable washer and dryer convey, along with a queen bed and two twin beds.

Hidden Dunes Beach & Racquet Resort (formerly Hidden Dunes Beach & Tennis Resort) is a 27-acre gated beachfront community in Miramar Beach, just east of Destin, known for its lush mature landscaping, lighted fountains, walking paths, and a serene, uncrowded stretch of sugar-white sand. Flanked on both sides by private residential neighborhoods, the beach here stays quiet, protected, and remarkably low-density. Consistently ranked among the top fifty tennis resorts in the world since 2002, the resort features a professional racquet sports center with six Rubico clay courts, three pickleball courts, on-site pros, clinics, and seasonal programs -- plus two community pools with hot tubs, grilling areas, horseshoe and cornhole courts, in-season tram service, and 24-hour security. Beach service is available to owners and guests along 510 linear feet of private deeded beach. EV charging is on site, owners enjoy pet-friendly living with no restrictions -- and with no golf carts allowed, Hidden Dunes stays as peaceful as it looks.

A cottage like this is best seen in person. Call me today to schedule your private showing.
#1013918

Miramar Beach

9815 W Us Highway 98 UNIT 221

3 Beds

3 Baths

1,479 Sq.Ft.

$435,000

MLS#: 1013918

Experience unparalleled waterfront living in this custom-built estate, perfectly positioned on the protected deep waters of Ward Cove with breathtaking views overlooking the Bluewater Bay Marina, Rocky Bayou, and views of Destin in the distance.

Designed intentionally to maximize its pristine surroundings, this home offers panoramic views and a lifestyle of coastal luxury. The thoughtful reverse floor plan elevates the main living spaces to the second level, framing stunning, elevated views of the water. Just off the chef's kitchen, a sophisticated custom wine cellar stands out as one of the home's many premium upgrades. Step outside onto the expansive, wrap-around balcony to enjoy gentle bayou breezes, or retreat to the shaded lower-level porch that mirrors the home's grand exterior footprint.

The first level serves as a private, quiet sanctuary. It houses a spacious primary suite, a dedicated home office, and two additional guest bedrooms. For the boating enthusiast, your private dock--completely redone and expanded in 2020--leads directly to a deep-water slip fully equipped with dedicated water and electricity.

Combining high-end luxury with mechanical integrity, the property features a brand-new roof (2026), a dual HVAC system with one unit newly replaced in 2026, and a Level II EV charging station in the garage. Located in The Parish--an exclusive, highly sought-after private neighborhood enclave in Niceville, FL--this exceptional waterfront opportunity awaits you.
#1013909

Niceville

1654 Saint Lawrence Drive

4 Beds

4 Baths

3,132 Sq.Ft.

$1,494,158

MLS#: 1013909

Brand-New Construction, Ready in About 60 Days!

Be the first to call this beautifully designed 2-bedroom, 2-bathroom home your own. Just minutes from downtown, it offers the perfect blend of comfort and convenience, with shopping, dining, and entertainment close by.

Inside, durable luxury vinyl plank flooring flows throughout, pairing modern style with easy upkeep. The kitchen is a true centerpiece, featuring sleek quartz countertops and a full suite of stainless steel appliances. Two well-appointed bedrooms and two full bathrooms give everyone space to relax.

Whether you're a first-time buyer, downsizing, or looking for a low-maintenance investment, this new build checks every box. Reach out today to learn about personalization options and reserve your spot before completion!
#796713

Panama City

602 E 7th Street

2 Beds

2 Baths

952 Sq.Ft.

$235,000

MLS#: 796713

NO APPLICATION FEES! FIRST Months Rent FREE! Available NOW! 2bd/1 bath first floor apartment in Panama City, close to shopping, beaches, and only 6.4mi from Tyndall AFB. The kitchen has plenty of cabinet space and stainless steel appliances and a full size dishwasher! 2 Spacious bedrooms and living area is perfect for entertaining!  Unit boasts farmhouse vinyl plank flooring throughout the unit. Washer and dryer hookups in the unit. Garbage and lawn included. Pets may be allowed with approval and $400 non-refundable pet fee and $25 per month per pet. *Rent special applies to same month of move in.* Minimum 600 FICO credit score required in addition to meeting applicant rental criteria. Apply with La Bella Vita Property Group today!
#1013912

Panama City

719 S Berthe Avenue #1

2 Beds

1 Baths

928 Sq.Ft.

$1,195

MLS#: 1013912

Rare Find! 4.48 Acre Lakefront in the Kennedy Lakes Area of Crestview on a Paved Road. There is No HOA and No City of Crestview Property Taxes! Build your dream home and choose to leave the trees thick for ultimate privacy or choose exactly which trees to keep for your perfect lake view. Location is everything and with the new Crestview bypass just minutes away, you can avoid the high-traffic areas of town and enjoy quick access to grocery stores, shopping centers, and a variety of restaurants without the headache of gridlock traffic. Florida Power & Light (FPL) handhole and a fire hydrant are in place on Tallokas Road. Buyer to verify schools and measurements. Some lot measurements were determined using the county measuring tool and will need to be verified.
#1013907

Crestview

4.48 Acres Tallokas Road

None Beds

None Baths

4.48 acres

$175,000

MLS#: 1013907

Imagine waking up to these breathtaking gulf views. From the 10th floor of Edgewater Beach & Golf Resort, turquoise water and sugar white sand stretches out before you from the living area, the balcony and even your primary suite. Step out for direct beach access, then spend the rest of the day on the golf course, tennis and pickleball courts, or shopping and dining nearby. 

This newly renovated and thoughtfully reimagined 1-bedroom, 2-bath condo offers everything that makes beach living so incredible. Every detail has been refreshed and designed with brand-new white oak LVP flooring, quartz kitchen counters, cabinetry, lighting, fresh paint and stylish coastal finishes. The result is a bright, airy home that is turnkey, fully-furnished and move-in ready. Tucked away for ultimate privacy, the primary ensuite is a peaceful coastal retreat, with captivating Gulf views just beyond your window. The private ensuite bath feels like a true spa escape. A second full bath with a walk-in shower and a stackable washer and dryer inside the unit make hosting guests in this gulf-front condo effortless. Step out onto the furnished balcony to take in sweeping Gulf vistas, pool decks and unforgettable sunsets. 

For the savvy investor, this condo brings a strong rental history, generating over $42,000 in gross rental income in the past 12 months.
#1013915

Panama City Beach

11483 Front Beach Road UNIT 1004

1 Beds

2 Baths

1,013 Sq.Ft.

$425,000

MLS#: 1013915

Imagine waking up to these views. From the 10th floor of Edgewater Beach & Golf Resort, the Gulf of America stretches out before you from the living area, the balcony and even your primary suite. Step out for direct beach access, then spend the rest of the day on the golf course, tennis and pickleball courts, or shopping and dining nearby. This newly renovated and thoughtfully reimagined 1-bedroom, 2-bath condo offers everything that makes beach living so incredible. Every detail has been refreshed and designed with brand-new white oak LVP flooring, quartz kitchen counters, cabinetry, lighting, fresh paint and stylish coastal finishes. The result is a bright, airy home that is turnkey, fully-furnished and move-in ready.

Tucked away for ultimate privacy, the primary ensuite is a peaceful coastal retreat, with captivating Gulf views just beyond your window. The private ensuite bath feels like a true spa escape. A second full bath with a walk-in shower and a stackable washer and dryer inside the unit make hosting guests in this gulf-front condo effortless. Step out onto the furnished balcony to take in sweeping Gulf vistas, pool decks and unforgettable sunsets.

For the savvy investor, this condo brings a strong rental history, generating over $42,000 in gross rental income in the past 12 months. That makes it a smart addition to any real estate portfolio. You can also buy with confidence: the association has completed its SIRS (Structural Integrity Reserve Study) and milestone requirements and maintains healthy reserves.

As Panama City Beach's only full-service resort, Edgewater offers an exceptional lifestyle. Amenities include a par-3 executive golf course, tennis, pickleball, basketball and shuffleboard, 11 pools (10 heated seasonally), 4 Gulf-front hot tubs and onsite dining. It's centrally located near Pier Park, St. Andrews State Park, and the area's best shopping and dining. Whether you're looking for a personal getaway, a second home or a proven income property, this turnkey Gulf-front retreat is one you won't want to miss.Rental income figures are based on prior performance and are not a guarantee of future results. Buyer to verify all information.
#796712

Panama City Beach

11483 Front Beach Road 1004

1 Beds

2 Baths

1,013 Sq.Ft.

$425,000

MLS#: 796712

CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS. BACK ON THE MARKET WITH KEY UPGRADES AND A NEW, MARKET-ADJUSTED PRICE! OWN THE HOME AND LAND - NO LOT RENT! Discover this refreshed 3-bedroom, 2-bath manufactured home in Greenwood Acres, a 55+ Panama City Beach community. Updates include a brand-new tankless water heater, fresh paint in one room, metal roof (2017), updated windows (2017), and central A/C and heat pump (2022). Enjoy comfortable living spaces plus a bright enclosed front sunroom, not included in heated and cooled square footage. Outside features include an attached carport, deck, and storage shed. The monthly HOA fee includes water, sewer, trash, lawn maintenance, cable TV, and Xfinity Wi-Fi. Community amenities include a swimming pool, clubhouse, social activities, gated RV/boat storage, golf-cart-friendly streets, and Flock Safety cameras. Located approximately 1.9 miles from Panama City Beach's white-sand beaches, with shopping, dining, golf, and entertainment nearby. Perfect for full-time or seasonal living. Short- and long-term rentals are not permitted. OWN YOUR LAND, ENJOY THE COMMUNITY, AND LIVE CLOSE TO THE BEACH! Schedule your private showing today!
#1013908

Panama City Beach

1623 Acre Circle

3 Beds

2 Baths

1,064 Sq.Ft.

$158,500

MLS#: 1013908

Located behind the private gates of WaterSound Beach, this distinguished coastal residence offers over 4,700 square feet of thoughtfully designed living space, an attached carriage house, a heated saltwater pool, and impressive Gulf views. Just steps from the beach, the home pairs timeless elegance with refined finishes and an extensive collection of recent updates.
The foyer features shiplap-lined walls and wood flooring, opening seamlessly into the expansive living and dining areas. At the heart of the home, the gourmet kitchen features custom cabinetry, marble countertops, Wolf and Sub-Zero appliances, a wine refrigerator, and ice maker. Interior updates include new furnishings throughout, custom living room cabinetry, fresh interior paint, updated LED recessed lighting, a reverse osmosis water filtration system, and a whole-house water softener.
The first level flows outdoors to an inviting sitting and entertaining areas. The remodeled back porch features a fireplace, a sitting area, and an updated summer kitchen equipped with a grill and Big Green Egg. A new paver patio provides additional outdoor gathering space. The heated saltwater pool is complemented by updated lighting and landscaping, new outdoor furnishings, and a firepit ideal for evening relaxation. An outdoor shower, half bath, and junior suite overlooking the pool complete the first level.
A distinctive staircase and elevator connect the upper levels. The expansive primary suite features a private outdoor sitting area overlooking the pool. The ensuite bath showcases herringbone marble flooring, a soaking tub, separate shower, double vanities, and multiple closets. Two additional ensuite bedrooms and a laundry room complete the second floor.
Above the two-car garage, the attached carriage house offers separate accommodations, including a bedroom, full bath, living area, laundry and kitchenette with a beverage refrigerator, sink, and microwave. Recent improvements include a new HVAC system and a dedicated dehumidifier. The third level accommodates family and guests with four built-in bunks, a separate sleeping area with two queen beds, and a full bath. A wet bar with an ice maker and refrigerator, along with a separate sitting room offering a comfortable gathering space, completes this level. Outside, the cantilevered tower deck offers panoramic Gulf views and memorable sunsets.
Additional features include surround sound, multiple outdoor showers, fresh exterior paint, and a newly installed property fence.
The gated WaterSound Beach community is located south of Scenic Highway 30A, offering a sense of seclusion with convenient access to area attractions. Amenities include swimming pools, a putting park, community green spaces, a state-of-the-art fitness center, and private walking and golf cart boardwalks leading to a beautiful stretch of coastline.
With its coveted location, versatile accommodations, and exceptional outdoor living spaces, this residence presents a distinctive opportunity to experience the best of 30A coastal living.
#1013924

Watersound

125 Coopersmith Lane

5 Beds

5 Baths

4,725 Sq.Ft.

$6,249,000

MLS#: 1013924

3.41 Acres with approximately 315 feet of Hwy 20 frontage.  This property is currently zoned multi-family with two older structures on the property that are in very poor condition and could easily be removed and destroyed.  State Road 20 has extremely high traffic count and this property has great potential as commercial with excellent highway frontage and the immediate area now converting to commercial development. This 3.41 acres is approximately one mile West of downtown Freeport City Hall & Library.  NO SURVEY.
#1013911

Freeport

1060/1102 W ST Hwy 20

2 Beds

1 Baths

1,200 Sq.Ft.

$575,000

MLS#: 1013911

***THE BEST BUY ON THE RESORT ***
A remarkable opportunity to purchase a one level home on an impressively private, .63 acre sized lot overlooking Raven Hole #17 and the lake that stretches along the fairway! This home has great bones offering high ceilings, thick crown molding throughout, a separate guest wing with its own a/c and water heater, in ground pool, 2 car garage, generous driveway and lots of natural light. Priced to allow you to make it your own. List of updates:
New Roof...! 
Outside painting 
Flower beds
Repairs irrigation system
Pool upgrades - pump and filter to salt w monitor system w pool company 
Installed new gutters 

Painted inside of home 
Flattened ceilings 
Replaced most interior lights
Installed new carpet in master 
All new furniture except large spare/extra master 
Replaced all toilets 
All new appliances inside 
Replaced counters in kitchen and master bath
Replaced Faucet and sink in kitchen 
Replaced faucet in master bath 
House has New Paint and New Roof.  MORE PHOTOS COMING SOON...!
#1013917

Miramar Beach

1451 Baytowne Avenue

3 Beds

3 Baths

2,533 Sq.Ft.

$1,549,000

MLS#: 1013917

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