Live the Gulf Life on Florida’s Emerald Coast

107 Palm Reef Way 14-603

Panama City Beach, FL 32407

MLS#: 794472

$398,111

Status: Active
Listing number: 794472
Listing provided by: HMS Real Estate
Listing agent phone: None
Last update: a day ago
New on site 1 day ago
Browse Properties
[No Recorded Subdiv] - Residential

Property

Beds

3

Full Baths

2

1/2 Baths

1

Year Built

2026

Sq.Footage

1,574

New construction by Fischer Homes in the beautiful Coral Cove community, featuring the stunning Atlas design. This unique plan offers 3 bedrooms, 2 full baths, and main level half bath. The expansive family room is the perfect gathering space. Spacious open kitchen with a large island and walk-in pantry connects to the morning room, that walks out to the patio. The owner's suite features a spacious private bath and walk-in closet. 2 additional bedrooms with hall bathroom. Spacious 1-bay garage completes this exceptional home.

Features & Amenities

Interior

  • Other Interior Features

    Walk-In Closet(s)

  • Total Bedrooms

    3

  • Bathrooms

    2

  • 1/2 Bathrooms

    1

  • Cooling YN

    YES

  • Cooling

    Central Air

  • Heating YN

    YES

  • Heating

    Electric, Heat Pump

  • Pet friendly

    N/A

Exterior

  • Garage

    Yes

  • Garage spaces

    1

  • Construction Materials

    Other, Stone

  • Parking

    Garage, Garage Door Opener

  • Patio and Porch Features

    Covered, Patio

  • Pool

    No

  • Waterfront YN

    NO

Area & Lot

  • Property Type

    Residential

  • Property Sub Type

    Condominium

Price

  • Sales Price

    $398,111

  • Sq. Footage

    1,574

  • Price/SqFt

    $252

HOA

  • Association

    No

School District

  • Elementary School

    Hutchison Beach

  • Middle School

    Surfside

  • High School

    Arnold

Property Features

  • New Construction

    YES

  • Foundation Details

    Slab

  • Senior Community YN

    NO

  • Sewer

    Public Sewer

Schedule a Showing

Showing scheduled successfully.

<
>
IN PERSON
VIA CHAT

What is 3 + 4 ?


Change time

Mortgage calculator

Estimate your monthly mortgage payment, including the principal and interest, property taxes, and HOA. Adjust the values to generate a more accurate rate.

Your payment

Principal and Interest:

$

Property taxes:

$

HOA fees:

$

Total loan payment:

$

Total interest amount:

$

Location

County

Bay

Elementary School

Hutchison Beach

Middle School

Surfside

High School

Arnold

Listing Courtesy of Al A Hencheck , HMS Real Estate

RealHub Information is provided exclusively for consumers' personal, non-commercial use, and it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. RealHub website owner shall not be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

Agent Connie Rivera

REALTOR®

Connie Rivera

Call Connie today to schedule a private showing.

(850) 541-5980

Connie@GulfLifeGo.com


* Listings on this website come from the FMLS IDX Compilation and may be held by brokerage firms other than the owner of this website. The listing brokerage is identified in any listing details. Information is deemed reliable but is not guaranteed. If you believe any FMLS listing contains material that infringes your copyrighted work please click here to review our DMCA policy and learn how to submit a takedown request.© 2024 FMLS.
New construction by Fischer Homes in the beautiful Coral Cove community, featuring the stunning Atlas design. This unique plan offers 3 bedrooms, 2 full baths, and main level half bath. The expansive family room is the perfect gathering space. Spacious open kitchen with a large island and walk-in pantry connects to the morning room, that walks out to the patio. The owner's suite features a spacious private bath and walk-in closet. 2 additional bedrooms with hall bathroom. Spacious 1-bay garage completes this exceptional home.

107 Palm Reef Way 14-603

Message successfully sent.

What would you like to know?

What is 3 + 4 ?

I agree to receive email communication and understand I can unsubscribe at any time.

I agree to be contacted by Gulf Life Real Estate via call, email, and text for real estate services. To opt out, you can reply 'stop' at any time or reply 'help' for assistance. You can also click the unsubscribe link in the emails. Message and data rates may apply. Message frequency may vary. Privacy Policy

Related Properties

Just 350 feet from the beach, this irresistible coastal townhome invites you to live the laid-back seaside lifestyle you've been dreaming of. Sold fully furnished, turn-key, and with no HOA, it's ready for immediate enjoyment--simply arrive with your bathing suit and toothbrush. Inside, beach-cottage charm meets effortless comfort, with an open-concept living space, 2 bedrooms, 1 1/2 bathrooms, an oversized kitchen, and a cozy dining area perfect for relaxed gatherings after a day in the sun. The primary bedroom offers a serene retreat with generous closet space and a private balcony overlooking the backyard, while the guest bedroom features its own attached balcony for morning coffee or sunset breezes. With an additional half bath, outdoor laundry, and close proximity to sugar-white sand, dining, shopping, and local attractions, this property also shines as a highly desirable vacation rental, making it an ideal blend of personal getaway and income-producing coastal escape.
#790314

Panama City Beach

4116 Appalachee Street B

2 Beds

1 Baths

1,114 Sq.Ft.

$349,000

MLS#: 790314

Discover the ultimate beachfront lifestyle at The Boardwalk, Panama City Beach's premier resort boasting 1,700 feet of pristine Gulf frontage. This stunning 1-bedroom, 1-bath condo with a cozy bunk area offers breathtaking panoramic views from your private balcony--perfect for watching sunsets and playful dolphins. New Washer, Dryer and Dishwasher Inside, you'll find luxurious features including 4cm granite countertops, elegant crown molding, and soaring nine-foot ceilings in both the master bedroom and great room. The chic ceramic tile and cultured marble vanity enhance the sophisticated ambiance. The resort itself is packed with top-notch amenities, including a zero-edge swimming pool, Splash Zone, and the Under the Boardwalk bar and grill. Families will love the Recreation Club, while fitness enthusiasts can enjoy the gulf-front fitness center equipped with a sauna and massage therapy parlor. Additional conveniences include covered parking and a spacious sundeck. Don't miss your chance to own a slice of paradise at The Boardwalk!
#762977

Panama City Beach

9450 S Thomas Drive 1107D

1 Beds

1 Baths

745 Sq.Ft.

$360,000

MLS#: 762977

New on site today
STUNNING, NEVER-RENTED GULF-FRONT CONDO at Mariner West! Perched on the 3rd floor, Unit 305 offers premium beachfront living with a rare 1-bedroom, 2-full-bathroom layout spanning 893 sq ft. This pristine property has been exclusively enjoyed as a private second home, leaving it in immaculate condition compared to typical rental units. The interior features a high-end $45k+ remodel complete with light wood-grain porcelain plank tile flooring, oversized base moldings, and crown molding throughout. The open kitchen boasts quality custom cabinetry, gorgeous upgraded granite countertops, a premium glass tile backsplash, and stainless steel appliances. The master bathroom features a beautiful custom tile walk-in shower, while the guest bath includes a new tub--both upgraded with matching granite countertops, new cabinetry, decorative mirrors, and upscale lighting. Mechanical upgrades offer total peace of mind: a brand-new HVAC system, a new water heater, and a new washer/dryer were all installed in 2025. Additionally, the entire interior plumbing and AC ductwork were completely replaced during the remodel. Enjoy ultimate outdoor living on your large, private Gulf-front balcony, and appreciate the convenience of an oversized, separate laundry room. Mariner West just completed a massive full-building exterior renovation over the past year, featuring brand-new impact-resistant sliding glass doors, new windows, fresh exterior paint, and structural upgrades. Located on the highly desirable eastern end of Thomas Drive, this low-density building features an on-site office, beachfront pool, and short-term rental flexibility. Perfect as a turnkey luxury rental investment or a pristine private beach getaway!
#794534

Panama City Beach

6213 Thomas Drive 305

1 Beds

2 Baths

893 Sq.Ft.

$359,900

MLS#: 794534

New on site today
Priced to sell and fully updated throughout, this rare ground-floor, 3-bedroom, 3-full-bath golf villa at Edgewater Beach and Golf Resort is the ultimate turnkey short-term rental investment and coastal retreat in Panama City Beach, Florida. Conveying fully furnished with newly updated coastal decor and placed on an active rental program for immediate cash flow, Villa 2801 delivers low-maintenance resort living with seamless access to premier amenities. Floor-to-ceiling sliding glass doors fill the open-concept living room with natural light and lead out to a private covered patio with a direct pathway straight to the pool, hot tub, tennis courts, and pickleball courts. The spacious interior flows effortlessly into a fully equipped kitchen showcasing sleek granite countertops, crisp white cabinetry, full-size appliances, a breakfast bar, and an in-unit washer and dryer. Designed for maximum comfort and flexibility, the layout features a primary suite with a king bed and an updated ensuite bath with a custom-tiled walk-in shower and built-in bench. The middle bedroom offers a murphy pull-out bed and a day bed alongside its own private ensuite bathroom. The third bedroom features a king bed, direct entry to the third full bath, and private front patio access through the sliding glass door. Edgewater Beach & Golf Resort is Panama City Beach's premier gated beachfront community, offering 24-hour security, direct private beach access, a complimentary tram service, and an 11,800-square-foot Gulf-front lagoon pool with waterfalls. Owners and guests enjoy 11 resort swimming pools, seasonal heated pools, whirlpool spas, golf course, a fitness center, basketball and shuffleboard courts, on-site beachfront dining at Ocean's Bar & Grill, a poolside tiki bar, and an on-site market serving Starbucks. Situated just minutes from Pier Park, Topgolf, Russell-Fields Pier, Shipwreck Island Water Park, and the scenic 30A corridor, this rare ground-floor PCB condo offers unbeatable convenience, turnkey luxury, and strong short-term rental revenue. Schedule your private showing or request the virtual video walkthrough today.
#794523

Panama City Beach

520 N Richard Jackson Boulevard 2801

3 Beds

3 Baths

1,448 Sq.Ft.

$335,000

MLS#: 794523

New on site today
TURNKEY LUXURY AT LATITUDE MARGARITAVILLE! Welcome to 9320 Cool Breeze Dr, a highly upgraded Camellia Cottage conveying fully furnished in the highly sought-after 55+ community of Latitude Margaritaville Watersound. Situated in Phase 6A, this home offers a prime location with its own dedicated gate and no neighborhood cut-through traffic, all while remaining a convenient golf cart ride to Town Square rather than the longer drive from later phases. This turnkey opportunity completely bypasses new construction waitlists, builder timelines, and furniture delivery delays for an immediate move-in ready experience. Inside, the open layout is elevated by 8-foot interior doors, high-end upgraded tile flooring flowing continuously throughout, and ceiling beams that add style to the main gathering area. The kitchen features premium cabinetry accented by upper and under-cabinet ambient lighting, quartz countertops, an undermount sink, gas range, and a custom walk-in pantry with wood shelving. The primary suite serves as a spacious retreat, complete with a custom closet system and an ensuite bath featuring floor-to-ceiling tile in the walk-in shower, a frameless glass enclosure, and a quartz double vanity. Outdoor living is easy on the private screened lanai finished with durable epoxy flooring, perfect for morning coffee or relaxing evenings. The attached two-car garage is equally well finished with matching epoxy floors, a utility sink, and an upgraded, low-noise garage door opener. Cottage HOA dues provide low-maintenance peace of mind by covering exterior lawn care, scheduled exterior repainting, and roof replacement schedules. Located just 7 miles from the white-sand beaches of the Emerald Coast, this community sits directly along the Intracoastal Waterway. Residents enjoy world-class amenities including the resort-style Paradise Pool, the two-story Bar & Chill restaurant, Fins Up! Fitness Center with an indoor lap pool and spa, tennis and pickleball courts, kayak launch, Barkaritaville dog park, Last Mango Theater, and regular live entertainment at the bandshell. With the new Publix town center and healthcare facilities nearby, everything needed for effortless coastal living is right at hand. Pack the bags, bring the golf cart, and welcome to paradise! Schedule your showing today. A video tour is also available
#794559

Panama City Beach

9320 Cool Breeze Drive

2 Beds

2 Baths

1,308 Sq.Ft.

$424,900

MLS#: 794559

New on site today
Welcome to Ocean Reef Unit 1704, a beautifully decorated and upgraded 2-bedroom, 2-bathroom Gulf-front condominium in Panama City Beach. This desirable residence offers breathtaking Gulf views, an expansive private balcony, and a spacious floor plan designed for comfortable beach living, extended stays, and entertaining. The property also conveys with a deeded parking space located on Level 5. The large Gulf-front balcony provides plenty of room to relax, with chaise lounger and ample space for sunset dinners or drinks with friends. Custom tinting on the balcony doors helps reduce heat and glare while enhancing comfort inside. The primary suite overlooks the Gulf, allowing you to enjoy beautiful water views and the soothing sounds of the waves from both the living room and primary bedroom. The upgraded kitchen features leathered granite countertops, a breakfast bar, stainless steel appliances, and a custom backsplash. Additional interior features include vinyl plank flooring throughout, custom paint with an accent wall, leather furnishings, wall-mounted televisions, elegant bedroom furnishings, built-in shelving, and convenient bifold closet doors. The primary bathroom offers additional cabinetry, raised vanities, and upgraded countertops. The spacious guest bedroom includes two queen beds and private access to the guest bathroom. A full-size laundry room with additional cabinetry provides valuable storage, making this condo especially well-equipped for longer stays. The HVAC system was installed in January 2020, and the hot water heater was replaced in 2019. Parking is conveniently located under the building, near the elevators, and includes an exclusive assigned parking space, eliminating the hassle of searching for parking. Ocean Reef offers an impressive selection of resort amenities, including a Gulf-front heated pool, Gulf-front hot tub, indoor heated pool, steam room, sauna, fitness room, grilling area, and pet area. Owners are permitted to have pets. The location puts you close to everything Panama City Beach has to offer. Runaway Island Restaurant is an easy walk along the beach, offering beachfront dining, drinks, and spectacular sunset views. Pier Park's shopping, dining, and entertainment district is just over a mile west. With its stunning Gulf-front setting, spacious balcony, extensive upgrades, resort-style amenities, assigned parking, and convenient location, Ocean Reef Unit 1704 is an exceptional opportunity to own a beautiful beach retreat in Panama City Beach. Dimensions are approximate and should be verified if deemed important.
#794562

Panama City Beach

14415 Front Beach Road 1704

2 Beds

2 Baths

1,146 Sq.Ft.

$459,000

MLS#: 794562

New on site 1 day ago
Welcome to 330 Madison Circle, tucked away in one of Panama City Beach's cutest and most charming neighborhoods! With its colorful homes, welcoming feel, and community pool, this neighborhood has so much personality while still offering a peaceful place to call home. This 3-bedroom, 2.5-bath home has a layout that makes great use of the space. With all three bedrooms upstairs, the main level is dedicated to everyday living and entertaining, allowing the living, dining, and kitchen areas to feel open, spacious, and inviting. It's an easy floor plan that gives you plenty of room to gather downstairs while keeping the bedrooms tucked away upstairs. One of the biggest highlights is the backyard and view. The home backs up to vacant wooded land with a beautiful pond view, creating a peaceful, private-feeling backdrop that's hard to find in Panama City Beach. There's plenty of backyard space to enjoy whether it's morning coffee by the pond, kids or pets playing outside, or relaxing at the end of the day. The community does not allow short-term rentals, making it a great option for buyers who appreciate a neighborhood without the constant turnover of vacation guests coming and going. You'll also enjoy access to the community pool, all with a low HOA. Cute, comfortable, and easy, 330 Madison Circle offers the PCB lifestyle with a true neighborhood feel, a spacious main living area, and a backyard you'll want to spend time in.
#794485

Panama City Beach

330 Madison Circle

3 Beds

2 Baths

1,682 Sq.Ft.

$377,950

MLS#: 794485

New on site 1 day ago
Furnished. All new plumbing in and under home. All new bathrooms with granite and walk in shower. Added double concrete driveway with drainage system. 2 car carport. Upgraded stainless steel appliances. New dishwasher and Water heater. Metal roof. Sunroom with enclosure windows and screens.
#794507

Panama City Beach

319 15th Street

3 Beds

2 Baths

1,216 Sq.Ft.

$344,900

MLS#: 794507

New on site 1 day ago
NEW CONSTRUCTION 2026 | NOW FULLY FURNISHED AND RENTAL-READY High-Quality Build in a Prime Location Near 30A! NO HOA FEES | SHORT- TERM RENTAL ALLOWED | Estimated gross rental income potential of up to $60,000 annually. This beautifully designed 3-bedroom, 2-bathroom home offers the perfect combination of comfort, style, and investment potential. Whether you're searching for a primary residence, vacation getaway, or income-producing property, this home is a rare opportunity in one of Panama City Beach's fastest-growing areas. The open-concept layout features 9-foot ceilings, plenty of natural light, a spacious living area, and a modern kitchen with brand-new stainless steel appliances and upscale finishes. Custom European-style accent walls add a designer touch and make the space feel special. Each bedroom includes tray ceilings and built-in closets, while the bathrooms showcase sleek modern finishes, stylish mirrors, and a tiled glass shower for an elevated look. The home also features a dedicated laundry room with washer and dryer hookups. The 40-foot driveway provides parking for up to 4 vehicles. The fully fenced backyard includes a private well and an already installed sprinkler system for easy landscape maintenance year-round. The oversized backyard also offers the potential to add a pool or create additional outdoor living space. There is also an opportunity to extend the backyard if desired, as additional land behind the fence may be utilized for even more outdoor space and future possibilities. Located in a quiet neighborhood just minutes from beach access, Inlet Beach, Rosemary Beach, and the popular dining, shopping, and entertainment along 30A. High-quality construction, excellent rental potential, and an unbeatable location make this property a standout opportunity. SCHEDULE YOUR SHOWING TODAY !
#794510

Panama City Beach

722 Gulf View Drive

3 Beds

2 Baths

1,282 Sq.Ft.

$429,900

MLS#: 794510

- property

Send a message

Message successfully sent.

Your message

What is 3 + 4 ?

Reason for contacting?

I agree to receive email communication and understand I can unsubscribe at any time.

I agree to be contacted by Gulf Life Real Estate via call, email, and text for real estate services. To opt out, you can reply 'stop' at any time or reply 'help' for assistance. You can also click the unsubscribe link in the emails. Message and data rates may apply. Message frequency may vary. Privacy Policy

Sign Out

Virtual Assistant

Would you like to take the next step with this property? We can help you schedule a showing or virtual tour, or send you more details.

Yes, I would like more information.

Thank You for Your Reply, One of Our Agents will contact you as soon as possible

No, maybe later.

Thank you, you can always contact me via email, phone number or through the contact form.

Realhub AI

Lucy - Your AI-Powered Realtor

Update Your Temporary Password

Personalize your search

Enter your email and we'll notify you immediately when new listings match what you're looking for.

or enter email address

Already have an account ? Login here

Continue your home search

I agree to receive communications and understand I can unsubscribe at any time.

I agree to be contacted by Gulf Life Real Estate via call, email, and text for real estate services. To opt out, you can reply 'stop' at any time or reply 'help' for assistance. You can also click the unsubscribe link in the emails. Message and data rates may apply. Message frequency may vary. Privacy Policy

Already have an account ? Login here

We use cookies

We use cookies primarily for analytics to enhance your experience. By accepting, you agree to our use of these cookies. You can manage your preferences or learn more about our cookies policy.

Privacy Policy Terms of Service